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FGC Finance Offer

Payment plans to help spread the cost

Hitachi Capital (UK) PLC is a financial services company and provider of point of sale retail finance.  Hitachi Capital (UK) PLC is a wholly-owned subsidiary of Hitachi Capital Corporation, and an affiliate of both Hitachi Ltd, a world leader for manufacturing and technology, and Mitsubishi UFJ Financial Group Inc.

two sets of frameless doors

Representative Examples

Finance Option 1:

CASH PRICE£10,000.00
DEPOSIT£1,000.00
TOTAL LOAN AMOUNT£9,000.00
REPAYMENTS x 108 MONTHS£153.83
TOTAL CHARGE FOR CREDIT£7,613.64
TOTAL AMOUNT REPAYABLE (INC. DEPOSIT)£17,613.64
REPRESENTATIVE APR12.9%
FIXED RATE OF INTEREST12.9%

 

Finance option 2:

CASH PRICE£10,000.00
DEPOSIT£1,000.00
TOTAL LOAN AMOUNT£9,000.00
REPAYMENTS x 60 MONTHS£144.77
TOTAL CHARGE FOR CREDIT£6,635.16
TOTAL AMOUNT REPAYABLE (INC. DEPOSIT)£16,635.16
REPRESENTATIVE APR VARIABLE12.9%
FIXED RATE OF INTEREST12.9%

 

Minimum Lending Criteria

  • You are a minimum of 18 years old.
  • You have been a permanent UK resident for at least 3 years
  • You are employed or self-employed, working a minimum of 16 hours per week on a permanent contract (acceptable employment/income types include, student Doctors or Nurses, a retired person, in receipt of disability allowance, but Hitachi will require proof of the level received, a house person can apply if they live with a spouse/partner who can provide employment detail.
  • You must be the homeowner and be living in the property where the installation will be.
  • You must have an email address where Hitachi can forward your loan agreement to.
  • Loan value must be between £500-£50,000
  • All loans are subject to status.

You can view our FInance FAQ here

 

Cooling-off Period

Please be advised that there is a 14-day cooling-off period during which you can cancel your loan application, however, as we commence manufacture on receipt of your deposit, after 7 days your order cannot be cancelled so alternative means of payment will be required and you will revert to our usual payment terms and conditions where 90% is paid before installation and the remaining 10% 28 days after.

Settle Early

You can repay your loan in full at any time with a small early settlement fee of £29.

With the low-cost early repayment option – the interest will be waived if you pay the loan off in full within the holiday period. Important! If you do not pay the loan off in full, then you will have to pay interest accrued during the holiday period.

Additional payment

Although your commitment is to a minimum monthly repayment, you can make extra payments as and when you please, reducing the length of your loan and the interest you pay.

Reducing balance of Loan

Interest is charged on the outstanding balance only. So increasing your payments could reduce the interest you would otherwise pay.

Low Deposit

Ordinarily, customers are required to pay a 50% initial deposit, 40% one week before installation and the final 10% 28 days after installation, whereas customers taking advantage of one of our finance packages will only pay an initial 10% deposit which means you can keep your hard-earned savings working for you.

Peace Of Mind

Under the loan agreement, the lender is also liable for safeguarding any deposit and upholding the guarantee issued by Frameless Glass Curtains Limited (FGC).

What Happens Next?

  1. Contact FGC who will quote for your home improvement
  2. An FGC surveyor will come out and take measurements
  3. Once we have received your completed and signed documentation you will have a 15-minute telephone appointment to go through the loan application process
  4. Subject to status, you will be notified of the acceptance of your application.
  5. You pay your 10% deposit and return your signed drawings and contract
  6. FGC commence manufacture
  7. Following the installation of your product, all you need to do is sign our satisfaction note
  8. Your Buy Now Pay Later payment will be taken by Direct Debit, 6 or 12 months later, depending on your term.

Important Information

Borrowing money is a serious matter. You need to think carefully about whether you can afford the payments over the full term of the loan.  

Please be aware that interest is charged from the date the account is opened. Further details and full terms and conditions can be found on your finance agreement. It is important to read all your documentation and understand the details and costs associated with taking advantage of the financial services.

You can see our Finance FAQ here

Impact on your credit file

Please click here to read Hitachi’s privacy notice and the impact a loan application will have on your credit history

Frameless Glass Curtains Ltd (FGC) is authorised and regulated by the Financial Conduct Authority and acts as a credit intermediary and offers credit products provided by Hitachi Capital (UK) PLC who is authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 704348. The register can be accessed through http://www.fca.org.uk Registered Office: Hitachi Capital House, Thorpe Road, Staines-upon-Thames, Surrey, TW18 3HP. Registered in Cardiff under company no. 1630491

  • FGC is acting as a broker for Hitachi Capital (UK) PLC (the lender).
  • FGC does not work with any other finance providers.
  • FGC do not receive a commission from Hitachi
  • FGC cannot give financial advice.

Frameless Glass Curtains Ltd, Company Reg: 06831096, Unit 6, Ballard Business Park, Cuxton Road, Strood, Kent ME2 2NY is authorised and regulated by the Financial Conduct Authority and also subject to the Financial Ombudsman Service. (FRN: 748977)

Information correct in July 2021

 
 
 
 

FINANCE OPTIONS AVAILABLE

What our customers say

Pleased with the product and installation quality.

I found Frameless glass Curtains very easy and trustworthy to deal with. All personnel I had contact with were polite and professional. I am very pleased with the product and installation quality.

Mr M Donovan
Mr M Donovan

Mr & Mrs Glasgow – Chalfont St Peter

We are very pleased with our frameless curtains in our dining room and lounge, both of which open out into a conservatory.   Our first contact with you, by telephone, was excellent.  We were invited to look at your glass curtains at your showroom in Chatham which is an hour and a half distant.  Seeing

First Class Service from FGC

Hi All . Just wanted to say how pleased we are with the glass porch fitted by your company yesterday it looks stunning. compliments as well to your installers who were apart from being very skilled fitters were clean, tidy and courteous and as such a credit to your company. I have had first class

Chris
Chris

Glass Curtains

Had to call FGC to come and undertake first maintenance visit of 5m curtain installation from 2013. Excellent friendly service and all seals repaired within an hour. Learnt need to silicone spray the seals as well as the floor track. Been a great purchase and very pleased.

simon ellis
Simon E

See for yourself this brilliant design

“Visiting the FGC factory before a site viewing was the best decision we made. Very few of the reviewers make any mention of the apparent simplicity that disguises the cleverness and ingenuity in this way of dealing with a large size glazed opening. At the factory the finer details behind the design were explained, and

Hugely impressed by your level of service.

I just wanted to say that I remain hugely impressed by your level of service. The two chaps who came out to service our doors were once again marvellous.  They are very polite and clearly very skilled. It’s very easy these days to complain and sometimes it’s nice to pass on credit where it is

Three sided bay window

We used FGC to manufacture and install frameless glass doors on all three sides of a large terrace bay. The design was complex and required a flexible and innovative approach to their existing designs. The result was outstanding – clear uninterrupted views over the countryside and a flexible opening pattern which allows fresh air no

Jonathan Paine
JP

Mr M B @ Praa Sands, Cornwall

We wanted to connect two room – a ‘sun room’ and living room -by replacing a large window with some glass doors. We contacted local suppliers and Googled ‘glass partitions’. Local suppliers weren’t much help, however the Google came up with just what we wanted – frameless glass doors. We contacted Gary for a price.

Mr A – Leavesden

With regards to feedback, the pre-sales advice and support from Adrian was excellent and we found it really valuable to visit the factory and see the demonstration doors. Furthermore, the installers were very professional, on time, polite, tidy, hard working and went out of their way to ensure we were comfortable operating the doors before

Mr S & Mrs M – Leatherhead

Initial contact
FGC were very informative over the phone and were quick to arrange an appointment for us to see the doors at their showroom. They also gave a number of contacts for us to visit to view existing installations. Installation
FGC installers arrived on time and completed the installation quickly and tidily.

Mr H B @ Kingston

I am absolutely thrilled with the finished result. You were straightforward to deal with and visiting your site was appreciated. You gave clear statements regarding specification and developed the product to meet our needs. Installation was at the agreed time and there was reassuring and prompt follow-up as the new design needed refining. The product

We are extremely pleased with the doors

The installation of our new doors was eagerly awaited and did not disappoint. The fitters arrived on time on the agreed installation date. All waste was removed and the installation area was left clean and tidy. The fitters demonstrated the use of the system including future self maintenance which was very useful. We are extremely